•	Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS") (Member FINRA / SIPC) and a SEC Registered Investment Advisor. Products offered through CFS: are not federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
•	Message and Data Rates may apply. The Frequency, timing and content of messages vary depending on account circumstances.
•	CFS respects your right to privacy. The CFS Privacy Policy may be accessed from the following webpage: (CFS) www.cfsprivacy.com.
•	To stop receiving SMS or MMS messages you have previously authorized to receive, please notify your representative, or contact the CFS corporate home office by e-mail to: complianceadmin@cusonet.com or by phone to: (877) 287-6638 (Option 2 - Compliance Department).
•	Electronic messages cannot be used for trade instructions. To request, authorize or affect the purchase or sale of an investment through CFS, please contact your representative directly by phone or in person or the CFS Home Office at (877) 287-6638 (Option 2 - Compliance Department).
•	CFS representatives do not provide tax or legal advice. Communications are not intended as tax or legal advice and should not be relied upon for the same. For specific tax or legal guidance, always consult with a qualified professional.
•	For the avoidance of ambiguity, CFS has disabled emoji icons for business text communications. Any emoji icon included in a text will not be received by CFS.
•	CFS business text communications are intended for an individual recipient, as a result group texting capabilities have been disabled.